557 W Corazon Way Mountain House CA 95391

557 W Corazon Way Mountain House CA 95391

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LAW AGAINST SHORT SALE DEFICIENCIES EXPANDED

LAW AGAINST SHORT SALE DEFICIENCIES EXPANDED In a major victory for REALTORS®, Governor Brown signed into law today a C.A.R.-sponsored bill, Senate Bill 458, prohibiting a deficiency after a short sale for one-to-four residential units, regardless of whether the lender is a senior or junior lienholder. Effective immediately for transactions closing escrow from this day forward, both senior and junior lienholders cannot require a borrower to owe or pay for a deficiency in a short sale. This law also prohibits any deficiency judgment to be requested or rendered for senior or junior liens after a short sale of one-to-four residential units. Any purported waiver of this rule shall be void and against public policy. Although a lender cannot require a borrower to pay any additional compensation in exchange for a short sale approval, the new law does not prohibit a borrower from voluntarily offering a monetary contribution to a lender in hopes of obtaining a short sale. A lende...
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Music in The Park in Mountain House

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www.ci.mountainhouse.ca.us September 22, 2011 MUSIC IN THE PARK THIS SATURDAY Bring your blanket and picnic basket to Central Park this Saturday and enjoy the music of Foreverland, a Tribute to Michael Jackson. A variety of food vendors will be on hand if you wish to purchase food at the park. Music in the park events are free! Dogs are welcome at this time, provided they are kept on a leash at all times. This rule is strictly enforced in order to maintain an enjoyable and safe event. What: Music in the Park When: Saturday, September 24, 2011 Where: Central Community Park Time: 5pm - 8pm See you there!
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GSEs complete more than 1.6 million foreclosure-prevention actions

GSEs complete more than 1.6 million foreclosure-prevention actions Government-Sponsored Enterprises, Fannie Mae and Freddie Mac, have completed more than 1.6 million foreclosure-prevention actions since the beginning of conservatorship in the fourth quarter of 2008, with more than half of the actions resulting in loan modifications, according to the Federal Housing Finance Agency’s First Quarter 2011 Foreclosure Prevention & Refinance Report. According to the report, loan modifications declined for the third consecutive quarter, but resulted in larger payment reductions for more homeowners. Additional findings of the report include the following: Total completed foreclosure-prevention actions declined in the first quarter to 171,531 from 208,416 in the previous quarter, primarily driven by decreases in loan modifications and repayment plans. The GSEs’ completed loan modifications decreased to 86,201 from 119,778 during the first quarter. The cumulative total o...
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